Take time to pay with our Layaway Programs.
How it Works
Choose one of the following options when you place your order.
WHEN YOU ORDER BY PHONE OR IN PERSON
Gemisphere Layaway: You’ll pay 25% of the purchase price to reserve your order and then three more monthly payments in the same amount. Your credit card will be charged automatically, with no additional fees. We’ll ship your gems to you when we receive your final payment.
WHEN YOU ORDER ONLINE (2 OPTIONS)
PayPal Credit: Want your gemstones right away? Choose this option when you log into your PayPal account to pay for an order totaling $99 or more. You’ll receive six months of no-interest financing, paid directly to PayPal. Your gemstones will ship right away, with no layaway delay!
Laybuy: When you select this option during checkout, you’ll be directed to the Laybuy website to complete your purchase through PayPal. Your credit card will be charged 25% of your total purchase now and then the same amount for three consecutive months. We’ll send you your gemstones when we receive your final payment. This option carries a fee equal to 1.9% of your total order.
QUESTIONS? Please call us at 800-727-8877.
NOTE: Laybuy and PayPal Credit are third party payment plans. Any questions about new or existing payment plans should be directed to Laybuy and PayPal.